Monthly salary with less than RM3,000 to afford a car probably is not that hard, but it’s very much depends on the model of the car too.. A car sales executive posted on social media and claimed that with monthly income of RM2.8k you can get a Proton X50, the post then became the talk of the town.
According to the news, about 2 months back a car sales executive took TikTok to post a video promoting Proton X50 and a claimed even with monthly income of RM2,800 you can own a Proton X50 too. The post was then screenshot and tweeted by a netizen.
The netizen “roasted” the car sales executive in Twitter: 「Monthly pay of RM2,800 can buy X50?! This is crazy! Even the basic model on a 9 years loan, it’s still a lot of money! I haven’t even add in the amount to pay for insurance, which you will have to pay yearly. I just checked, at least RM2,000.」
▼ In the video, the sales associate answered a question from a customer: 「sis, what proton car can i get with monthly pay of RM2800？」She said：「You can get Proton X50 ！」
The post author took the tweet to state that, cheapest model of Proton X50 will be selling at RM79,200. Calculated based on 10% downpayment, 3% of interest rate and 9 years loan, you will have to pay RM838.20 monthly.
According to WapCar, following the recommended guideline that you should not be paying more than 20 % of your monthly salary for your car’s repayment, you’ll need to bring home a net salary of at least RM 4,000 a month to afford a basic model Proton X50 that priced at RM79,200.
Most netizen do not understand the move of getting Proton X50 with a monthly income of RM2.8K. Some people even felt the financial stress to afford Perodua Axia with income of RM3500.
「Even with monthly income of RM6,000, i can’t afford X50. My monthly expenses is too high! For X50, i will have to spend at least RM1000 for a car monthly, why don’t i get a cheaper car.」
▼ Buying of course no problem, the problem will be the monthly repayment~
▼ Maybe just a test drive~ ” I’m young with RM1500 pay also i test-drive BMW!”
▼ Of course not an issue for those who count on/ rely on their family/ Boyfriend.
▼ Why not? loan to the maximum, interest rate 3%, 9 years, monthly paying RM940 reasonable!
▼ “RM2800 is not your salary forever, maybe few years later you will have an increment. Who knows?”
▼ Maybe not a bad thing: If you are single, no commitment, why not? maybe it can motivation too. Not a bad thing! If you are young then it’s possible.
Info via：SinChew Daily | China Press
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