Ever since the pandemic, going to bank become a hassle as it’s always a long queue outside the bank~
A netizen took XiaoHongShu to share a post, giving us a guide how to apply for Hong Leong Bank savings account online. Now you don’t even need to step out from your house! it’s all on your fingertips!
The post read:
RM20 to apply for a savings account online?! HONG LEONG BANK：
Step 1：Download “Apply@HLB”
Step 2：Select the type of account that you want to open
Step 3：Filled in your personal information
Step 4：Set up your user name + password
Step 5：After you click to submit, you will receive an email notification
Step 6：A SMS to notify your application is successful.
Step 7：You will have to transfer from other bank account to your new HLB account!（I opened a Pay & Save account，initial deposit will be RM200；But normal savings account will be RM20）
Step 8：Once activated, you can start your online banking（HLB CONNECT）～
Step 9：The bank will notify you once the bank card been post out ( around 14 working days)
Step 10：After receiving your bank card, you will need to activate your card. The letter came with 3 languages on the guide for activation.
▼ Chronology:
July 7：Application + Application successful + Activation
July 8：Notification from bank on the delivery of the bank card
July 23：Received my bank card in a pink envelope!( It’s written the card must be activated before July 28)
The latest 2021 bank card is with matte surface, quite a festive colour, ushering in wealth maybe?? Looking at the card, it’s with raised number. Even the paint on the number went off, it can be seen clearly too.
Bank card for Year 2021 VS Year 2020：
Personally i prefer the last year design. It’s silver and with a world map. The only disadvantage is it’s without the raised number. The paint start to went off and i can’t see the number clearly. ( The answer given by me in the comments section is for your reference only, i’m not professional anyway!)
In the comments section, i can see a lot of netizens doubt on the Pay & Save interest distribution. The following is the reply i get from the HLB staff. Here i’m going to share with you :
How to get the 1.25% interest?
- Every month must deposit one off of RM2,000 to the Pay & Save account ( Mainly because my salary is deposited into this account).
- Account must have at least RM2,000 balance all the times.
Only with the 2 conditions above, only one eligible to entitle of 1.25% interest!
▼ Q : What if i transfer RM2000 from my saving account to Pay & Save account?
A: No! Transfer within the same bank is not eligible for the interest.
▼ Q : Only HLB account holder can apply?
A : Not necessary! You can also apply for the account as long as transfer RM20/RM200 from other bank account to activate your new HLB account.
Q: What if i have HLB account. Can i open the account again?
A: No problem, can use back the same online baking login credential, same user name + password but you will see a separate account. So, when you transfer you will need to see which account you are using.
▼ Q : Will savings account holder have the debit card too?
A : Savings account holder will not have the debit cards, only basic savings account will have debit card.
▼ Q: Do i need to click anything in the app to get them send me the bank card?
A: No ! After you activated the account. The bank will send you the bank card via post.
▼ Talking about Hong Leong Bank bank card, remind some netizens on their Hello Kitty card. but sadly now no more！It’s more to a minimalist style & design now.
Info via：Special thanks to yixuennn. / XiaoHongShu for giving us the rights to share!
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