Have you made any New Year’s resolutions? ” Yes! I must have savings this year!” But you are not sure how to do a savings plan. Then you should check out the experience from this netizen!
Not sure how to do it alone.. probably you can ask your another half to join you like what this netizen do. On the last day of 2021, she took social media to share that they spend 365 days to save RM13,000++!
The post read:
Tips for saving money for couples | 365 Saving plan
Today is finally the last day of 2021, it’s the last day of our “365 days saving plan” . This is a tough year, thank god that we still have a job during the pandemic, we are still with stable income where we do not need to worry about tomorrow.
After the pandemic, i believe a lot of you will be like me understand the important of saving for the rainy day. Saving will be the one of the basic financial skills.
▼ Huge bottle to save money :Shopee【Click here】
I believe everyone heard of the “365 saving plan”. This saving plan is simple and interesting. You will just need to follow the days and save the respective amount. For e.g. on Jan 1, you have to save RM0.10 and the second day RM0.20 and so on.
After 1 year you will be able to save RM6,679.50, a couple will be able to save RM13,359. So, in average you will need to save RM18.30 a day, just a cup of Starbucks coffee!
Actually no matter how much you are earning, as long as you are determine then saving is not that tough. And it’s important to find a way that suits you. Maybe make it a stress-free game then you won’t feel it’s hard.
Beside saving, having the habit of bookkeeping is important. Those small amount might add up to be a big amount too. Only from the recorded financial transaction, you will be able know which is the bad spending habit, and trying to avoid and cut down the unnecessary spending.
Saving won’t make you rich overnight. But with more money in the bank you will definitely live better.
Happy new year everyone! Happy saving!
▼ Looks like a good plan and not that stressful!
▼ Mine will be saving RM10 /day for a couple will have RM20.
▼ Q: Can i have saving plan ?
A: You can search and get it in Xiao Hong Shu ( search for form for saving plan).
▼Q: Where to get the huge bottle for saving?
A: It’s actually a container for popcorn, i bought it in China supermarket.
Shopee【Click here】: You can get it here!
▼ It’s really tough to save money~
▼ I got the plan but no boyfriend/ girlfriend.
▼ I also bought a piggy bank hopefully can save RM20 a day~
Info via:Special thanks to 可可黎 / XiaoHongShu for the rights to share!
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