Never look down on one’s EPF, probably these people just remain silent but once they revealed the amount of EPF they have, even a boss maybe will be envy of them~
A netizen who is an employee took social media to share the amount of EPF working for 20 years which is close to a million! The post went viral and was widely discussed.
The post read:
Someone who is working for 20 years posted in XiaoHongShu that his/ her EPF amounting RM907,068. I felt so low as my EPF is so little.
The original post in XiaoHong Shu read:
I’m working for 20 years now, and i also wanted to share the amount in my EPF
A year ago, i did a withdrawal of RM200,000 from account 2 for my house. Working for 20 years and god bless, my second times toward Million ringgit mark again. Work hard!
▼ Some suspected it’s not real : ” Impossible! Even with high interest, unless started with RM10k pay .. or else to reach this amount is mission impossible.”
Netizen: Why not ? it’s pretty normal for professional and management level to have this amount! Don’t forget you will have increment too.
Netizen: Let’s do the math! From 18 onwards RM500/month, annual interest rate 5.5% . When you are 60, you will have RM983,000 too.
▼ Netizen : I saw someone posted with more than RM1 million, if i have 10% of it i’ll be happy.
Netizen: What is so great?! I’m working for 20 years and already more than RM1 million.
▼ Q: Are you aged around 30?
Post author: I graduated at 24-year-old and now 44.
▼ Q: What do you do for living?
A: 20 years in IT, Logistics, online.. 4 companies. I’m working as call centre support at first then project manager.. operation manager to department head now. Just working to earn a living!
▼ I believe rarely youngster around age 25 with RM50k EPF.
▼ One said: 900k.. What if you can’t wake up tomorrow. The money will belong to someone else. Unless you are now 55 or 60 then those money belong to you.
Netizen: Sour grapes?
▼ Actually EPF interest is quite good. Like myself 10 years without deposited into the account. 10 years ago i have RM80k but now i have around RM130,000 to RM140,000 ! Unless EPF bankrupt or else it’s definitely good for retirement savings.
▼ After reading the post, please continue to work hard!
Info via:Special thanks to 幸福的打工皇帝 / XiaoHongShu for the rights to share!
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