After graduated from University, you probably landed on your dream job, meeting the love of your life. After all, each of these milestones has been years of hard work in the making.
Of course, you will be also buying your first car or your first property. It is also a target for most people.
In Malaysia, to buy a car or own a house. You will need to apply for bank loan. Ok ~ here come the problem! You seems like fulfilling the requirement but why your loan get rejected?
The rejection most likely due to your CTOS credit score! Most banks will use your debt-to-income ratio to determine whether you can handle the payments upon approval. So, what you can actually do to avoid the awkward moment is to understand your credit score in CTOS!
So, how it works?
▼ Step1：Log on to CTOS official site【Click here】，Click “Get my Score now”.
▼ Step 2：Fill in your personal information accordingly ( Name, IC number , email and so on), key in your contact number in order to get the verification code, just key in the verification code once they send to you via SMS.
It will definitely helps when you have a better understanding on your credit score before applying for your bank loan~
Info via：CTOS Credit
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